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Functional Analyst - Payments

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Job

  • Level
    Experienced
  • Job Field
    IT, Application, Security
  • Employment Type
    Full Time
  • Contract Type
    Permanent employment
  • Salary
    51.100 to 60.000€ Gross/Year
  • Location
    Vienna
  • Working Model
    Hybrid, Onsite
  • Job Summary

    In this role, you will develop functional specifications for payment systems, configure interfaces, and conduct comprehensive testing to ensure the integrity of payment technology.

    Job Technologies

    Your role in the team

    • We are seeking a technically-proficient Functional Analyst to join our payments technology team.
    • This role is responsible for the functional design and integrity of our payment processing systems.
    • You will translate complex business logic for card, instant payment, and digital wallet services into precise functional and system-level specifications.
    • You will serve as the primary subject matter expert on the payment system's behavior, data flows, and integration points.
    • Create clear functional and non-functional specs, use cases, sequence/state diagrams.
    • Define API requirements and data mappings for internal and external integrations.
    • Configure payment routing, orchestration, fees, and settlement settings.
    • Specify functional requirements for gateways, processors, fraud systems, and banking partners.
    • Develop and run API, integration, and end-to-end functional tests and triage defects.
    • Query databases and analyze transaction data using SQL to validate outputs and troubleshoot issues.
    • Maintain up-to-date technical-functional documentation and API contracts.

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    Our expectations of you

    Qualifications

    • Deep understanding of the payment lifecycle (authorization, clearing, settlement for cards (EMV), instant payments, and tokenization).
    • Proficient in SQL for data analysis and validation.
    • You don’t meet all the listed requirements? No problem! Not every applicant has to fulfil all criteria — we are happy to invest in your abilities!

    Experience

    • 3–5+ Jahre als technischer oder funktionaler Analyst mit Schwerpunkt auf Zahlungssystemen.
    • Experience reading and defining API contracts (REST/SOAP) and understanding JSON and XML.
    • Hands-on experience with API testing tools (Postman, SoapUI) and strong analytical and troubleshooting skills.

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    What we offer

    • On a full‑time basis, we offer an entry salary for an Associate EUR 51,100 per year (all‑in) or Senior Associate from EUR 60,000 per year (all‑in).
    • Depending on your qualifications and experience, we will agree your actual salary in a personal conversation.
    • At our company, your salary increases annually.
    • Different ways of thinking, experiences, education, needs, and cultures are what make us who we are.
    • Therefore we welcome applications regardless of gender, nationality, ethnic origin, religion or belief, disability, age, sexual orientation and identity.
    • Do you need support with accessibility for your application or during the recruitment process? Please feel free to contact our Inclusion & Diversity representative, Denise Pfneiszl, at any time.

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    Benefits

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    Job Locations

    Map of company locations
    • Location Vienna

      Donau-City-Straße 7

      1220 Wien

      Austria

    This is your employer

    PwC Österreich

    PwC Österreich

    Klagenfurt Am Wörthersee, Graz, Salzburg, Wien, Linz

    PwC is one of the leading consulting firms in the world, offering services in auditing, tax and legal advice, and business consulting. We have a long history of providing quality services to our clients, and our team of experts is second to none.

    Description

  • Company Size
    250+ Employees
  • Founding year
    1994
  • Language
    German, English
  • Company Type
    Established Company
  • Working Model
    Hybrid
  • Industry
    Banking, Finance, Insurance, Consulting, Law, Finance, Economics
  • Logo PwC Österreich

    Functional Analyst - Payments

    Salary
    51.100 to 60.000€ Gross/YearNet salary converted from the gross salary in the job ad.36.290 to 41.102 € net/Year
    Location
    Vienna
    Working Model
    Hybrid, Onsite
    Diversity
    Open for all genders
    English Only
    English only required

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