Level: Senior

Job Field

Employment Type: Full Time

Contract Type: Permanent employment

Salary: from 49.772 € Gross/Year

Location: Vienna

Working Model: Hybrid, Onsite

Job Summary

In this role, you develop strategies and content for payment solutions, steering central initiatives from concept development to implementation in the field of payments and digitalization.

Job Technologies

Your role in the team

You are responsible for the strategic and content-related further development of payment transactions for private and corporate customers, and you drive key future topics at the intersection of payments, digitalization, regulation, and customer experience.
You lead central Payments initiatives: from identifying relevant market and customer needs, through viable concepts, to successful implementation.
You develop a coherent product and implementation roadmap and prioritize requirements within the tension field of customer benefit, economic viability, technical feasibility, and regulatory requirements.
You collaborate cross-functionally with management, IT, operations, sales, compliance, legal, and other stakeholders, translating complex requirements into decision-ready solutions.
You develop technical concepts, business cases, and decision-making foundations, question existing approaches, and bring new impulses for innovation, efficiency, and digitalization.

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Our expectations of you

Qualifications

In-depth understanding of payment transactions in a regulated, technologically dynamic environment.
Familiarity with regulatory and market-side payments topics (e.g., PSR/PSD3, digital euro, Wero).
Strong ability to structure complex issues, set clear priorities, and consistently translate them into actionable solutions, combined with pragmatism and implementation strength.
Confident in stakeholder management in cross-functional constellations.
Ideally, knowledge in data-driven product development (e.g., Databricks) as well as basic knowledge in AI, Data, or Analytics environments; SQL, Python, or similar are a plus.
Fluent in German and English.

Experience

Several years of experience in product management, ideally in the payments environment or in a comparable role within the financial industry.

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What we offer

A role with high scope for shaping in a central future field of banking with a tangible impact on products, priorities, and transformation.
An excellent working environment with modern collaboration, high autonomy, and clear opportunities for professional and personal development.
The minimum salary for this full-time position (38.5 hours) according to the applicable collective agreement is €49,772.80 gross per year, based on full compliance with the job profile. But that's just a formality – we are happy to discuss your actual salary in person!
We offer our employees individual home office solutions.
We see diversity among our employees as a key to innovation and excellence. As an employer, we are proud to offer equal opportunities to everyone, regardless of age, skin color, religion, gender, sexual orientation, or background.