Level: Experienced

Job Field: Project, Product

Employment Type: Full Time

Contract Type: Permanent employment

Salary: from 51.336 € Gross/Year

Location: Vienna

Working Model: Hybrid, Onsite

Job Summary

In this role, you will be responsible for the development of a digital business lending platform, shaping the entire end-to-end credit process through innovative solutions and close collaboration with various departments.

Your role in the team

You are responsible for the strategic and operational development of the digital Business Lending platform and shape the entire end-to-end credit process from the loan application through credit assessment and decision-making to disbursement and portfolio management.
You collaboratively develop innovative solutions for the digitization and automation of credit processes with sales, risk management, and IT.
You prioritize requirements along a clear product vision, are responsible for the Product Backlog, and ensure a high-quality implementation through clear User Stories and Acceptance Criteria.
You translate and convert technical, professional, and regulatory requirements into efficient digital solutions.
You analyze customer needs, market trends, technological developments, and derive concrete product initiatives and optimizations from them.
You coordinate the collaboration between business units, Data Analytics, IT teams, and external partners, measure success based on relevant KPIs, and actively promote automation, straight-through processing, and data-driven decision-making.

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Our expectations of you

Qualifications

You possess extensive expertise in corporate banking, credit business, or lending.
You are able to structure complex technical and regulatory requirements clearly and translate them into concrete, actionable solutions.
You work data-driven and have a good sense for KPIs as well as process optimization.
You impress with strong communication skills, decisiveness, a sense of responsibility, and enthusiasm for digitalization, innovation, and the future of corporate banking.

Experience

You bring several years of experience as a Product Owner, Product Manager, or Business Analyst in an agile environment.
You have a good understanding of digital platforms and ideally experience with credit processes, workflow systems, or API-based architectures.

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What we offer

Opportunity to actively shape the digital future of corporate banking.
High degree of autonomy and responsibility for strategically relevant initiatives.
Collaboration with dedicated experts from Business, Risk, Operations, and IT.
The minimum remuneration for this full-time position (38.5 hours) according to the applicable collective agreement is 51,336.04 euros gross per year, provided the full scope of the job profile is met.
We offer our employees individual home office solutions.
We see diversity among our employees as a key to innovation and excellence.